If you have somehow acquired a poor credit rating in the past you may have been turned away from bank after bank who is not willing to give you a home loan. There are a number of ways in which you may have been labelled as a credit risk. Loan or mortgage arrears, defaults, judgements, bankruptcy and even company liquidation.
Even if you have entirely paid your judgement or default, this can affect your credit history from lodgement date for 5 to 7 years, even debts you thought may have gone away can come back and ruin your dreams if it is re-lodged by another company. Trying to obtain a loan can become a nightmare simply because you made a few mistakes in the past. But whatever the reason, Bank Said No believe in second chances and that sometimes, the unavoidable just happens, and it doesn’t mean you are a risk forever.
If this is you then you may have found it is very difficult to be approved for a mortgage with bad credit because when it comes to home loan mortgages poor credit is a killer. However thanks to the highly skilled, and understanding, specialist lenders at Bank Said No, those days are over. There isn’t a lot that Bank Said No can’t do. They are the mortgage experts in financing ex-bankrupts, preventing foreclosures, obtaining loans for those on a pension and for those who are self employed with no proof of income.
The exceedingly skilled team at Bank Said No are highly committed to assisting their clients achieve their dream of a home all of their home. Their website is loaded with useful information that answers just about every question in a simply, easy to understand manner. You can easily access a number of PDF files that provide more information on the different kinds of home loans available, the types of bad credit out there and more.
Bank Said No can easily get started on your loan approval today if you have all the information available and no what you’re after, just simply fill out their online application. If you are still in need of more information after viewing their site you can talk to a friendly home loan expert who can set you on the right path.
If you’ve been left to feel like you are unable to obtain a home loan by other lenders then you need not despair. Contact Bank Said No and discuss a plan for your new home and loan today.